No one is excuse
There is no such thing as, everything is smooth and life is a bed of roses
Minsan akala natin, okey na ang lahat pero there would come a time that we encounter problems in life and we don’t have no one we can rely on too especially if it is about money
As a mom who has been separated for so many years already, I had my share.
If you are a mom, never kang pwede magsabi ng hindi pag it comes to your childs need.
My children don’t ask much but if it is about their school needs, syempre gagawa ng paraan
As a mom, we will source out everything just to make sure na we can provide pero minsan kinukulang tayu talaga.
I work day and night but there are times, may biglaang need na dapat natin tustusan.
Here are the options na pwede
Mangutang sa Bumbay
Yes, si pareng bumbay ay pwedeng lapitan, kaso pag wala kang store; di ka nya papautangin. And if you have a store naman, may schedule ka pa na dapat sundin, eh what if may utang ka pa sa kanya and you needed the money na agad. At kung sakali naman na pagbigyan ka, ibabawas ni bumbay ung dati mong utang; so maliit na din makukuha mo
Here is another option pero mas grabe toh kasi lalo ka mababaon sa utang kasi sa laki ng interest
The problem with loans is that you need to have a collateral and it would take time, saka daming process na dadaanan and not to mention; may processing fee pa na ibawas sa money mo 🙁
The BEST way……Magsanla
If you have jewelries, gold jewelries specifically, then you have a winning option
I for one have been pawning my jewelries to Cebuana Lhuillier for years and it was so easy for me to get a high appraisal compare to other pawnshop in our area.
Recently, I was invited sa isang workshop about jewely appraisal by Bijoux. Bijoux is a jewelry appraiser holds workshop for people who want to learn how to appraise jewelries the right way.
During the workshop, I have learn a lot of myths and facts about appraising
It was my first time to attend such an event and to be expose to such workshop is such an experience
It provides a good learning experience for me since it opens a lot of knowledge about jewelry appraisal
I learn about the difference about fashion jewelry and genuine jewelry
- Gold jewelries can be pawned depend on karat and purity, accuracy,Pag sinabing gold, pwede isanla and we are lucky to have something we can pawn that we can used during emergency.There is different purity , there is 24k,22k,18k,12k,10k
Gold is hard to find that is why its expensive and it hard for miner to find and to find them they use blasting or manual pukpuk
- Pwede isanla ang mga jewelries kahit madumi, may pingas; because they will base it on grams and purity. Kahit may bato pa ung jewelry mo, you can pawned it. Cebuana Lhuillier don’t look at the design of the jewelry, they are after the weight and purity
- One gram is equivalent to 2000.00
- If your gold jewelry is soft, mataas ang purity nya because gold is soft; don’t worry kung nadeform. It can be stretch because its mallable. Gold is not attracted to magnet. Di sya madaling matunaw
- Don’t go swimming wearing jewelry kasi baka mag fade ang color because of the chlorine
- Pag magpapakulay ka ng buhok, don’t wear jewelry kasi ung chemical na ginagamit sa buhok, nakakafade ng jewelry
Because of this training during a Bijoux event, I more than ever appreciate Cebuana Lhuillier on how they handle my jewelries.
Cebuana Lhuillier provides this type of training for their employees so that they can have the expertise need to appraise our jewelries.
Now I fully understand why the staff of the Cebuana Lhuillier are professional in putting the right value to our jewelries; because they have the skills that are certified and trained continuously to horn their talents.
So, if ever you are in a situation that needed emergency fund, hwag mahiyang magsanla
Cebuana Lhuillier is a place for us that can guarantee high appraisal and professional staff
Cebuana Lhuillier is open from Monday to Sunday; 8 am till 8 pm on some branches. Kaya you can easily get access sa services nila at ang haba ng time, hwag lang talagang gabing gabi ang emergency natin 😊
Thing to remember when pawning
The management reserves the right to test all items submitted to pawning
Before leaving the pawnshop, check the following
- Your redeemed item
- The details of the pawn ticket
- The amount of money received
The branch shall not be liable after these have been taken out of the branch
For partial/installment payment of loan, please inquire with the branch manager
Pawning of fashion jewelry and stolen items are illegal and punishable by law